2020 Pumpkin Patches – Snohomish, King & Pierce Counties

 

Nothing feels more like fall than pumpkin picking, hay rides and corn mazes. Get your latte in hand and head out to any one of these great, local farms to have some harvest fun and find that perfect jack-o-lantern to light up your porch.

Please be sure to verify and take note of each farm’s COVID-19 safety guidelines, as well as any potential weather-related (or COVID-related) closures or changes.

 

SNOHOMISH COUNTY

Biringer’s Black Crow Pumpkins & Corn Maze 2431 Highway 530 NE, Arlington

Bob’s Corn & Pumpkin Farm 10917 Elliott Rd, Snohomish

Carleton Farm 630 Sunnyside Blvd SE, Lake Stevens

Craven Farm 13817 Short School Rd, Snohomish

The Farm at Swans Trail 7301 Rivershore Rd, Snohomish

Fairbank Animal Farm & Pumpkin Patch 15308 52nd Ave W, Edmonds Closed for 2020 due to COVID-19

Fosters Pumpkin Farm 5818 State Route 530 NE, Arlington Closed for 2020 due to COVID-19

Stocker Farms 8705 Marsh Rd, Snohomish

Thomas Family Farm 9010 Marsh Road, Snohomish

 

KING COUNTY

Carpinito Brothers 1148 Central Ave N, Kent

Fall City Farms 3636 Neal Road, Fall City

Fox Hollow Family Farm 12031 Issaquah Hobart Rd SE, Issaquah

Jubilee Farm 229 W Snoqualmie River Rd NE, Carnation

Oxbow Farm 10819 Carnation-Duvall Rd NE, Carnation

The Nursery at Mt Si 42328 SE 108th St, North Bend

Remlinger Farms 32610 NE 32nd St, Carnation

Serres Farm 20306 NE 50th St, Redmond

Thomasson Family Farm 38223 236th Ave SE, Enumclaw

Yakima Fruit Market 17321 Bothell Way NE, Bothell

 

PIERCE COUNTY

Double R Farms 5820 44th St E, Puyallup

Maris Farms 25001 Sumner-Buckley Hwy,

Buckley Picha’s Farm 6502 52nd St E, Puyallup

Scholz Farm 12920 162nd Ave E, Orting

Spooner Farms 9622 SR 162 E, Puyallup

 

 


Posted on September 28, 2020 at 7:20 pm
Becky and Steve Larsen | Posted in Just for Fun, Local Communities |

Homebuyers Tips for Winning a Home in a Seller’s Market

 

We’ve said it so many times, but it is so true: these are unprecedented times! In relation to the real estate market, there are many factors that are contributing to this environment. First and foremost, we are living through a global pandemic. Our daily lives have changed and they will probably never be quite like they were before. Besides this major upheaval in life as we know it, we have the lowest interest rates ever in history (this won’t last forever), formidable equity levels, and we are at the corner of a generational shift. These factors are fueling demand in the real estate market despite the challenges the pandemic has brought to light. In fact, the pandemic has influenced some very big lifestyle moves due to having time to reflect on goals and the new normal of working remotely.

Low interest rates, Baby Boomers retiring, Millennials stepping up to the home-ownership plate, Gen X settling into their forever homes, and commute times becoming less important are the ingredients in the proverbial pot that is being stirred in the 2020 real estate market. The demand is high! Couple that with a reduction in new listings over the last year and it is competitive. Sellers are in such a favorable position and buyers are devising solid plans to win a home with the lowest debt service in history.

Before I share some tips on how to win a home in today’s market, let’s look at the numbers. 2020 started off with abnormally low inventory levels following 2019 when we were headed toward more balance in the marketplace. Then COVID hit and the market briefly stalled. There were 8 weeks in King County and 4 weeks in Snohomish County from the onset of COVID where the market performed under 80% of the pending sales rate in 2019. We adjusted rather quickly as the influence of the demand mentioned above found its way with masks on and hand sanitizer at the ready.

Now that we have established that the demand is strong, debt service is low, and that lifestyle moves are leading the way, how do you make it happen if you want to participate?

Partner with a Broker Who Will Get the Job Done 
A broker that has a process is key! It starts with an initial buyer consultation. I liken the buyer consultation to the seat belt you would wear on a roller coaster. The buyer consultation aims to unearth a buyer’s goals, research the areas they are interested in, address financing, and illustrate the challenges of the environment, so one can be successful. Time is money, and this consultation brings clarity, efficiency, and trust. This upfront education coupled with a high level of communication and availability is paramount. The depth of the relationship will lead to success and is the ingredient that enables a buyer to throw up their hands and take the thrilling plunge on the roller coaster. It is hard to do that without a seat belt!

Get Your Finances in Order 
Aligning with a trusted real estate professional is key, but so is aligning with a reputable and responsive mortgage lender. Getting pre-approved is the minimum, but getting pre-underwritten is a game-changer. Finding a lender that is willing to put in the work up-front to vet credit, income, savings, debt, and all other financial indicators will lead to being pre-underwritten, which listing agents and sellers appreciate! Also, be aware that you do not always need to have a huge down payment to make a purchase work. Employment, assets, credit, and what you have saved all work into your ability to acquire a loan. I have seen plenty of people secure a home with 3-5% down. Education and awareness create clarity, and investing into understanding your financial footing equals empowered and more efficient decisions. Note that I mentioned “responsive”. This is a 24/7 market, and lenders who don’t work evenings and weekends can get in the way of a buyer securing a home. If you need a shortlist of lenders that fit this description, please contact me.

Be Willing to Take Calculated Risks
Buyer due diligence is key to making a sound investment. Even though timelines are tight and buyers must act swiftly, it is not time to just throw caution to the wind. Having some funds set aside to perform a pre-inspection will help a buyer make a purchase with both eyes open and be competitive. Also, going back to getting pre-underwritten, this could empower a buyer to waive financing and beat out all-cash buyers.

Strategizing Down Payment Funds
Many buyers are moving big chunks of equity from their previous home to the one they are buying. Equity levels are deep and prevailing buyers are commonly reserving some of their equity to offset appraisal risk for a seller. The market is appreciating so rapidly that a buyer holding back down payment funds and shifting them to an appraisal safety net has been one of the most successful strategies to help a buyer win a home. The best part is the safety net only seldomly has to be used. This plays into the calculated risk category and also highlights the importance of a good lender and broker to help navigate such decisions.

The Triangle of Buyer Clarity
Buyers must be realistic with their expectations. The triangle of buyer clarity rests on the three corners of Location, Price, and Condition. If a buyer continues to run into walls when making offers it typically has to do with the need to adjust one of the corners of the triangle. Buying a home take compromise, especially with such low inventory. By staying connected to the big picture of building wealth with low debt service, gaining a home that will work with your goals may require an adjustment of location, price, or level of condition. Focusing on the triangle of buyer clarity and talking it through during the buying process leads to clarity and success. A rule of thumb to bear in mind is that when a home starts to check 75% of your boxes, it should be considered.

The 2020 real estate market has provided a ton of opportunity during a very challenging time. It’s been a bright light in the economy. If you are curious about how the current market relates to your housing and financial goals, please reach out. It is always our goal to help keep our clients informed so they are empowered to make strong decisions.

 


Posted on September 22, 2020 at 9:21 pm
Becky and Steve Larsen | Posted in Strategy |

Should You Buy an Existing Home or New Construction?

Finding the right home to purchase today is one of the biggest challenges for potential buyers. With so few homes for sale and construction of newly built homes ramping up, you may be wondering if you should consider new construction in your search process. It’s a great question to ask, and one to look at from the pros and cons of what it means to buy a new home versus an existing one. Here are a few things to consider when making the best decision for your family.

New Construction  

When buying a new home, you can often choose more energy-efficient options. New appliances, new windows, a new roof, etc. These can all help lower your energy costs, which can add up to significant savings over time. With programs like ENERGY STAR, your home also helps protect the environment and reduces your carbon footprint.

Lower maintenance that comes with a newer home is another great benefit. When you have a new home, you likely won’t have as many little repairs to tackle, like leaky faucets, shutters to paint, and other odd jobs around the house. With new construction, you’ll also have warranty options that may cover portions of your investment for the first few years.

Another solid benefit to new construction is customization. Do you want a mudroom, stainless steel appliances, granite countertops, hardwood floors, an office, or a multipurpose room to homeschool your children? These items can be customized to your specific needs during the design phase. With an existing home, you’re buying something that’s already completed, so if you want to make changes, you may need to hire a contractor to help get your home ready for your family.

Existing Home

When buying an existing home, you can negotiate with the current homeowner on price, which is something you generally don’t get to do with a builder. Builders know their material and construction costs, and they have a price set for the model you’re buying. So, if you want to negotiate, then maybe an existing home will be best.

For many families, having an established neighborhood is also important. Some buyers like to know the neighbors, if it’s family-friendly, and traffic patterns before making a commitment. When you buy new construction, you won’t have a full view of some of those details until the lots around you are sold.

Finally, timing comes into play. With an existing home, you can move in based on the timeline you agree to with the sellers. With new construction, you need to wait for the house to be built. Depending on the time of the year you’re buying and the region you’re in, the weather can also be a factor in the timeframe. This is something really important to keep in mind, especially if you need to move sooner rather than later. Over the past few months with COVID-19 and social distancing regulations, some areas for new construction have been delayed.

Bottom Line

Whether you want to buy a newly built home or one that’s already established, both are great options. They each have their pros and cons, and every family will have different circumstances driving their decision. If you have questions and want to know more about the options in your area, contact us so you can feel confident making a decision about your next home.

KCM Real Estate Blog


Posted on August 27, 2020 at 3:17 am
Becky and Steve Larsen | Posted in Helpful Information, Strategy |

August 24 – Understanding the U.S. Household Debt & Credit Report

Mondays with Matthew

On this week’s episode of “Mondays with Matthew”, Matthew Gardner shares some reflections from his vacation and explains why the relatively unknown U.S. Household Debt & Credit Report is one we should all be paying more attention to. Take a listen…


Posted on August 26, 2020 at 5:16 pm
Becky and Steve Larsen | Posted in Statistical Information, Strategy |

When Equity Meets Lifestyle – August 2020

 

Over the last 5 years, housing has had abundant price appreciation, providing substantial equity for homeowners to utilize to make meaningful lifestyle moves or invest back into where they are. In King County, the median price has appreciated from $463,000 to $689,000 since July 2015, which is a 49% increase equaling $226,000! In Snohomish County, the median price has appreciated from $340,000 to $515,000 since July 2015, which is a 51% increase equaling $175,000. Bring on a global pandemic that has turned the world as we know it on its heels and the needs and desires for housing are starting to change!  Solid equity positions and the changes the pandemic have create is creating The Big American Move.

In a July survey by Realtor.com the results show that consumers are looking for larger interior spaces, more spacious outdoor areas, and a desire to move to suburban areas from urban locations. This has been fueled by the ability to work remotely, providing many homeowners the opportunity to pivot to locations not driven by commute times, but by the overall enjoyment of the spaces that the home and yard provide. In fact, in that same survey 2-out-of-3 consumers noted the ability to work remotely was fueling their decision to move. Some are fleeing from urban density to more wide-open spaces to provide more room to roam for children as on-line school looked to be the plan for 2020-21.The pandemic has also spurred retirement for many, as well as adding the big retirement or second home move to the east of the mountains or out of state. These markets are much more affordable, and folks that spent many years in their homes in King and Snohomish Counties are selling and turning their big chunks of equity into their dream oasis in the mountains, by the beach or in the desert. Many of these purchases are able to be made all-cash due to the affordability of these areas in relation to liquidated equity. This simplifies life with no mortgage payments to maintain. An agent in my office just shared that of the last ten listings she had, eight either went east or out of state.The established equity, increased demand, low inventory, and the lowest interest rates we have ever seen have created one of the most vital housing markets ever. According to Housing Wire, the rebound in the housing market since the National Emergency was announced has been shockingly strong. Meyers Research calls it nothing short of remarkable. Home purchase mortgage applications are up year-over-year for 11 straight weeks since mid-May.Seven out of nine economists predict national price growth in 2020. Locally, Matthew Gardner, Windermere’s Chief Economist predicts 5% year-over-year appreciation. In July, King County’s median price for Single Family Residental Homes (SFR) is up 3% complete year-over-year and Snohomish County (SFR) 6%. The higher price growth in Snohomish County is a reflection of the push to the suburbs and affordability.

John Burns Consulting is calling this The Great American Move. The phenomenon is being fueled by safety reasons, financial prospects, life-change improvements, personal comfort, and employment. They expect a surge in household and business relocations over the next few months that will provide new, strategic opportunities for the real estate market.

The Greater Seattle job market is still strong in many sectors and commutes will come back. While folks are cashing out their equity and going for larger spaces because they can, the Millennial generation is still very much attracted to the in-city neighborhoods. We have not seen this wealth transfer hurt these markets, as it is perfect timing for the maturing Millennials to put roots down in urban locations as they flourish in their careers, migrate to our area for work, marry or start families.

2020 has been downright astonishing in regards to the housing market. In fact, it has felt like two different worlds managing the pace of such a brisk real estate market during a time where we have slowed down and simplified our daily lives. Maintaining the safety of everyone around me by observing all the proper safety protocols has been a top priority. I’ve felt a great responsibility to help my clients navigate some very big lifestyle decisions through the purchase and sale of their real estate. It has been an honor and something we take very seriously. It is always our goal to help keep our clients informed and to empower strong decisions, especially during this unprecedented time. Please reach out if you’d like us to answer any questions or shed light on the trends in your area.

 


Posted on August 24, 2020 at 5:31 pm
Becky and Steve Larsen | Posted in Statistical Information, Strategy, Uncategorized |

The Top Reasons People Are Moving This Year

Today, Americans are moving for a variety of different reasons. The current health crisis has truly re-shaped our lifestyles and our needs. Spending extra time where we currently live is enabling many families to re-evaluate what homeownership means and what they find most important in a home.

According to Zillow:

“In 2020, homes went from the place people returned to after work, school, hitting the gym or vacationing, to the place where families do all of the above. For those who now spend the majority of their hours at home, there’s a growing wish list of what they’d change about their homes, if possible.” 

With a new perspective on homeownership, here are some of the top reasons people are reconsidering where they live and making moves this year.

1. Working from Home

Remote work is becoming the new norm in 2020, and it’s continuing on longer than most initially expected. Many in the workforce today are discovering they don’t need to live close to the office anymore, and they can get more for their money if they move a little further outside the city limits. Lawrence Yun, Chief Economist for the National Association of Realtors (NAR) notes:

“With the sizable shift in remote work, current homeowners are looking for larger homes and this will lead to a secondary level of demand even into 2021.”

If you’ve tried to convert your guest room or your dining room into a home office with minimal success, it may be time to find a larger home. The reality is, your current house may not be optimally designed for this kind of space, making remote work and continued productivity very challenging.

2. Virtual Schooling

With school about to restart this fall, many districts are beginning the new academic year online. Education Week is tracking the reopening plans of schools across the country, and as of August 21, 21 of the 25 largest school districts are choosing remote learning as their back-to-school instructional model, affecting over 4.5 million students.

With a need for a dedicated learning space, it may be time to find a larger home to provide your children with the same kind of quiet room to focus on their schoolwork, just like you likely need for your office work.

3. A Home Gym

Staying healthy and active is a top priority for many Americans. With various levels of concern around the safety of returning to health clubs across the country, dreams of space for a home gym are growing stronger. The Home Builders Association of Greater New Orleans explains:

“For many in quarantine, a significant decrease in activity is more than a vanity issue – it’s a mental health issue.”

Having room to maintain a healthy lifestyle at home – mentally and physically – may prompt you to consider a new place to live that includes space for at-home workouts.

4. Outdoor Space

Especially for those living in an apartment or a small townhouse, this is a new priority for many as well. Zillow also notes the benefits of being able to use yard space throughout the year:

“People want more space in their next home, and one way to get it is by turning part of the backyard into a functional room, ‘an outdoor space for play as well as entertaining or cooking.’”

You may, however, not have the extra square footage today to have these designated areas – indoor or out.

Moving May Be Your Best Option

If you’re clamoring for extra space to accommodate your family’s changing needs, making a move may be your best bet, especially while you can take advantage of today’s low mortgage rates. Low rates are making homes more affordable than they have been in years. According to Black Knight:

“Buying power for those shopping for a home is up 10% year over year, with home buyers able to afford nearly $32,000 more home than they could have 1 year ago while keeping their monthly payment the same.”

It’s a great time to get more home for your money, just when you need the extra space.

Bottom Line

People are moving for a variety of different reasons today, and many families’ needs have changed throughout the year. If you’ve been trying to decide if now is the time to buy a new home, reach out to a local real estate professional to discuss your needs.

 

Keeping Current Matters

 


Posted on August 24, 2020 at 5:18 pm
Becky and Steve Larsen | Posted in Helpful Information, Strategy |

Updated 2020 Puget Sound Area Forecast

In his updated 2020 forecast, Matthew Gardner discusses how COVID-19 has changed what he sees taking place in the economy and housing market through the end of the year.

Posted on August 20, 2020 at 10:30 pm
Becky and Steve Larsen | Posted in Local Communities, Statistical Information, Strategy |

8 Tips for Back to School During COVID-19

Here we are again, with a new school year right around the corner. We all know that this year won’t be anything like what we’re used to, or what we hoped for… those fresh supplies, cute outfits, and all the “first day of school” pictures spamming our Facebook feed. Your family might be mourning what should have been, or you might be stressed just thinking about how you’re ever going to manage it all. Regardless of the initial opening decision your school has made, or what you have decided is best for your family, there is a lot of uncertainty ahead of us this fall and winter.

Below are a collection of tips and strategies I’ve put together for making the most (or maybe just surviving) this coming school year. It won’t look like a “normal” fall, but maybe we can still make it a good one.

 

 

 

 

1.  Plan a daily routine

Take the time before the year begins to plan out a daily schedule and family routine. It is tempting to let everyone sleep in as much as possible and log into their Zoom sessions from bed, but it won’t be the best scenario for truly learning or engaging. Having structure and goals to work towards will set up your students for success and give them a sense of security and predictability.

  1. Verify Materials

Make sure you have everything your kids will need to be successful. Your supply list this year might be fewer pens and markers and folders, and more along the lines of a PDF reader, note-taking apps, noise-canceling headphones, a stable WiFi connection, and pertinent account log-in information.

You might also think about purchasing some of those fresh, fun supplies, even if you won’t really need them. Maintaining a sense of normalcy will be important for everyone’s sanity. Some fun or pretty things for the kids to start the year with might go a long way for keeping their spirits up.

  1. Create a Learning Environment

Everyone knows the learning environment is important. A space too isolated could create opportunity to slack off. Sitting at the kitchen table might prove to be too distracting. Really think about what each person’s needs are and be prepared to move or switch things around if you find something isn’t working well.

When creating everyone’s work space, think about distractions, comfort, and access to power. Try to eliminate distractions as much as possible. Background noise or music can help with concentration. Help your child create a playlist of soothing music, or try an app like this one for productivity and focus.

  1. Plan Each Day

This is not the same as your family routine or school schedule. Help your student to make a plan for each day by taking a few minutes every morning to look at their schedule and assignments, and create a specific plan for that specific day. This will be especially helpful for older kids who might have lots of projects to juggle and independent work that can easily lead to feeling overwhelmed.

  1. Center the Child, Not the Work

This may not be for every household, as it’s definitely more of a parenting philosophy. Some families may find it much more important during this uncertain time to prioritize working hard, rather than getting good grades. If nothing else, keep in mind that we are in unprecedented times, and everyone deserves some grace as we move through this. Our children included.

  1. Encourage a Growth Mindset

A growth mindset doesn’t put the focus on what they’re learning in school, but rather how to think about what they’re learning. Developing a growth mindset will help your student reframe how they approach challenges in every aspect of their life. Kids with a growth mindset believe that their abilities, intelligence, and performance can improve over time. It’s the subtle difference between “I can’t do this homework. I don’t understand science.” and “I can’t do this homework yet. I don’t understand how to make sense of this problem.” Students with growth mindset see mistakes as ways to learn and will persist in the face of setbacks. We all need more of this, pandemic or not.

  1. Mask Prep

Even if your school is 100% remote learning for the beginning of the year, we should be preparing our kids now for the possibility of a hybrid learning model that will hopefully come later in the school year. Most of us are familiar by now with wearing masks to the grocery store or in the park, but those situations are not the same as wearing a mask for 7 hours straight during a school day. Start preparing your student now for extended mask wearing.

  • Make sure you have several masks that properly fit your child.
  • Practice is key. Don’t expect perfection at first, especially with younger kids. Just know that the more they wear masks, the more comfortable they will feel. Practicing at home gives them a safe space to take it off when they need a break.
  • Build endurance. Start small, the way you would with any new habit. Have them wear the mask for small increments of time, and gradually build up.
  • Make it fun. Do fun activities while they have it on. Let them pick out the colors or the fabric, or buy plain ones along with fabric paint and let them design their own. Disposable masks can be personalized with stickers around the edges. Help them enjoy wearing the mask by letting it reflect their personality.
  • Explain the “why”. Children need to know why they have to wear the mask. Talk to them about germs and how the mask helps to prevent spreading sickness. Have lots of conversations with your teens and middle-school kids so they are armed with facts and information in case they experience peer pressure to stop wearing it.
  • Model what you want your kids to imitate. When you are asking your child to wear a mask, you should wear it along with them, even around the home when they are practicing.
  1. Exercise Daily

This might get difficult when the winter weather sets in, but it is so important that we are all exercising every day. Even just a 30 minute walk does wonders for our bodies and our minds. Physical activity will make your student feel better, function better, learn better, and sleep better. It will reduce anxiety and improve overall health. Make this one a priority!


Posted on August 15, 2020 at 5:24 pm
Becky and Steve Larsen | Posted in Helpful Information |

Where to Donate Household Items During COVID-19?

If you’re looking for somewhere to donate your household items and clothes, there are a lot more options than just Goodwill.

For many of us, all the extra time at home this year has sparked bouts of de-cluttering and purging. Whether you have already cleaned out your linen closet, or you’re still planning to tackle the garage, an important key in this process is what to do with all the stuff.

Most thrift stores in King & Snohomish counties are open under Phase 2 right now, but many of the more well-known spots have restrictions on what they will take, and when they are accepting donations. If you’ve made your way through a donation line at Goodwill, you probably know that they are not currently accepting any furniture. But did you know that many of the smaller, independent shops are taking large pieces?

Do a Google search for “thrift stores near me”, and call the smaller ones to see what their donation acceptance policies are during COVID.  Or use this great national directory where you can put in your zip code and find lots of nearby shops.

Below are a few Puget Sound organizations where your gently used household donations support important causes like homelessness and youth mentoring. Make sure to check their website or call for their current COVID policies.

-Habitat for Humanity  https://www.habitatskc.org/store/

-Big Brothers Big Sisters Puget Sound  https://inspirebig.org/donate/donate-used-clothing/

-See if there is a women’s shelter near you that is in need of household items or clothes  https://www.womenshelters.org/

-St Vincent de Paul Seattle https://svdpseattle.org/give-today/homegoods/

-Northwest Center  https://www.nwcenter.org/donate.html

-Goodwill, https://seattlegoodwill.org/donate-goods/donation-sites

-Value Village  https://www.valuevillage.com/donate

-Salvation Army  https://salvationarmy.org/

Giving is a good thing!

 


Posted on August 12, 2020 at 6:55 pm
Becky and Steve Larsen | Posted in Helpful Information, Local Communities |

August 10 – Mondays With Matthew Gardner


Posted on August 11, 2020 at 4:10 am
Becky and Steve Larsen | Posted in Statistical Information |